Emergency Services Health Brought to you by Police Health Limited ABN 86 135 221 519 © Copyright Police Health

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Just the very best in hospital cover. 
Which means no excesses, exclusions, benefit limitation restrictions or co-payments on our watch.*

It’s how we roll

There’s cover and then there’s our cover which pays 80% back on most extras with an added Rollover Benefit. We’re Australia’s only health insurance Fund providing Rollover on your unclaimed Annual Maximums on most extras* 

*Subject to Waiting Periods and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Other conditions may also apply. Contact us for more information. 

A reason to smile

Less pain from your dental with up to $1500 per person per annum and a rollover maximum of up to $3,000 for Major Dental and unlimited Annual Maximums for General Dental.**

*Waiting Periods, Annual Maximums and other conditions apply. Contact us for more information.

Our cover's not a pain

Not with physiotherapy benefits of up to $850 per person per annum and a Rollover Benefit up to $1700*   

*Waiting Periods, Annual Maximums and other conditions apply. Contact us for more information.

Talk to one of our staff about your best possible cover.


I recently changed to Emergency Services Health
and not only were 
they incredibly helpful 
but they actually 
answer the phone! 
Great service.

We were quite surprised
to find Emergency Services Health offered a really comprehensive package tailored just for us. 
The price is right for 
what you get too.

I have just signed up with Emergency Services Health
and have had nothing but wonderful service so far! My benefits are so much better than my previous provider! Stoked I made the change!

(Frank & Kathy, NSW)

(Brenda, Qld)

(Adam, SA)

Mon-Fri   8:30am - 4:45pm    ACST

What our members say:

1300 703 703

a call back

For those who put others first, we make sure we put you first for health cover. 

And that’s not just hearsay. In a recent Health Care Insurance Australia* survey, covering the private health industry as a whole across the country, Emergency Services Health was rated first for: 


Value for Money

Ease of 

Helpful Advice

*IPSOS research 2019

We've got you covered

Our secret is keeping it simple.

Less opt-ins, opt-outs or opt-I-don’t-knows. Instead we focus on high-quality cover which suits the life you live.  

All you have to do is choose Extras, Hospital or Combined.







No Hidden Dangers

Cover like no other for nurses

It's easy to forget about yourself when your job is looking after others. So if it's time to call an emergency on your health insurance, we're here to help.

Look no further than cover that's devoted to those in the Emergency Services.

Need rescuing from your current cover?

Compare my cover

We pay an average of

and we're


Top Extras 90

37.09% more

32.81% cheaper

compared to

In NSW, across 21 Extras including dentistry, optometry, physio, chiro and psych… 

** Above calculations based on New South Wales. We’ve calculated these Extras illustrations based on a family policy, with A 24.608% Australian Government Rebate and no Lifetime Health Cover Loading. They’re based on a selection of services, so comparisons may vary with other funds, other items and preferred provider arrangements. The government’s Information Statements can be found at www.privatehealth.gov.au. Effective date 1 April 2021. 

A better deal on Extras


We pay an average of

and we're


Top Extras 90

48.4% more

21.31% cheaper

compared to